PSD2 compliant Strong Customer Authentication

Today's consumers expect service at one click, while PSD2 regulations for Secure Customer Authentication can slow things down. Signicat offers PSD2-compliant authentication without compromising user experience.

PSD2 compliant Strong Customer Authentication

Today's consumers expect service at one click, while PSD2 regulations for Secure Customer Authentication can slow things down. Signicat offers PSD2-compliant authentication without compromising user experience.

What do PSD2 and SCA mean for you?

PSD2 – and its requirement for strong customer authentication – will have an impact on all online services and apps involving payments.

PSD2 – or the second Payment Services Directive – is EU regulation that governs how we make payments online. According to PSD2, nearly all transactions require Strong Customer Authentication (SCA), including at least two of the following:

1-Something-the-customer

1. Something the customer knows such as a password or PIN

2-Something-the-customers

2. Something the customers have like their smartphone or a hardware token

3-Something-the-customer

3. Something the customer is such as a fingerprint or facial recognition scan

Many services struggle to strike a balance between meeting SCA requirements and maintaining low friction in their apps to ensure high engagement from customers. PSD2-compliant authentication solutions from Signicat help.

eid

eID-based authentication

Leverage more than 25 electronic ID schemes for strong authentication

mobile-auth

Mobile authentication solution

Leverage mobile technology to optimize UX while delivering PSD2 compliant authentication

support

Support for additional authentication methods

Meet SCA requirements for multi-factor authentication (MFA)

Cross-border-Secure-Customer-Authentication

Cross-border Secure Customer Authentication

Signicat helps you manage regulatory complexity through one platform by connecting to identity services in your current and future markets across Europe. Signicat connects with over 25 national eID (electronic ID) schemes, meaning you can require users to log in via a range of registered and managed ID schemes, providing an unrivalled degree of trust.

PSD2-compliant-mobile-authentication-with-MobileID

PSD2-compliant mobile authentication with MobileID

Signicat MobileID couples PSD2-compliant SCA with great user experience for the end user. By leveraging fingerprint technology or Apple Face ID for authentication, you can cut login time to less than 3 seconds, while significantly reducing cost associated with each authentication transaction.

Multi-factor-authentication-to-meet-PSD2-requirements

Multi-factor authentication to meet PSD2 requirements

Adding multiple factors into an authentication session ensures the customer is who they say they are, meeting SCA requirements Signicat offers a number of authentication factors, such as mail OTP, hardware tokens, smartcards and video assurance.

Turn your mobile app into a PSD2-compliant loyalty and engagement driver

Download the eGuide to discover how you can leverage biometrics to deliver strong customer authentication to meet regulatory requirements or replace notoriously problematic passwords.

Download now
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for-developers

For developers

Head to our developer site to connect to our APIs, test against electronic IDs, and discover more about archiving and preservation.

Get in touch

Want to talk to us about what we do, or need some additional information? Don’t hesitate to get in touch.