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  • Industry

    EUDI Wallet business models in 2026: is the elephant still in the room?

    The 2025 article, “The elephant in the European Digital Identity Wallet room: how can service providers get paid?”, raised a crucial question about the EUDI Wallet business model: how will commercial actors in the ecosystem get paid? Without payment, commercial actors won't provide services, or they must rely on government funding, which might not be the ideal situation. This post revisits the issue, exploring what has changed and what has not since the 2025 article was published. The observation is that the elephant is still there but actors try to circumvent it by finding alternative ways of getting paid that can work at least for the short term.
    An image depicting an elephant behind a phone that has an EU Digital Identity Wallet
  • Industry

    Optimising digital identity onboarding in Norway: Capturing the hidden 1–5% (2026)

    Norway has digital identity figured out. With near-universal BankID adoption, baseline conversion rates are exceptionally high and drop-off rates are incredibly low. But this success creates a dangerous blind spot: the complacency trap. Because the baseline is so high, many enterprises assume their digital onboarding works perfectly simply because they have a BankID integration in place.
    llustration for Signicat's onboarding process, showing three browser tabs where the first tab displays a hand holding an icon of multiple people and credentials.
  • Industry

    How Nordic fintechs scale across Europe

    Expanding a financial product across Europe is a massive opportunity, but local regulations often block growth. In Sweden and Finland, signing up for financial services is simple because almost everyone uses Swedish BankID or the Finnish Trust Network (FTN). Nordic customers expect instant onboarding. 
    An image depicting companies scaling outside of the Nordics
  • Compliance

    The hybrid future of digital identity: why EUDI Wallets and eIDs need one platform

    Europe is entering a new phase of digital identity. The EU Digital Identity Wallet, or  EUDI Wallet, will give citizens, residents, and businesses a secure way to prove who they are, share verified information, access services, and sign documents across borders. The European Commission says every Member State will need to provide at least one EUDI Wallet, built to common standards and specifications, so it can work across the EU.  
    An illustration of a smartphone displaying a digital wallet icon. The wallet features a circle of European Union stars with a checkmark inside, representing the EU Digital Identity Wallet.
  • Solutions

    Validated data in the wink of an eye

    Datakeeper is a digital identity wallet, on your smartphone. Personal data is stored locally on the mobile phone and is not visible to Datakeeper. The user can share the data via a data request from an organisation for a service, such as renting a car or checking that you are older than 18.
    Image with Datakeeper logo
  • Industry

    Your AI opens a bank account for you. Who goes to jail if it lies?

    The shift from simple AI assistants to agentic AI means machines can now execute financial decisions on your behalf. This presents a monumental compliance challenge for regulated industries, requiring an urgent rethink of digital identity and legal liability.
    Cover image with the text 'Opinion article: When AI lies, who takes the blame?'
  • Industry

    Fraud detection in mobility platforms: successful attacks are rising

    Fraud detection in mobility platforms requires an intelligent balance between strong identity verification and a simple user experience. This article explores how to protect your transport services, rental fleets, and peer-to-peer marketplaces from identity risks at the point of transaction using real data and proven strategies.
    A Signicat brand graphic illustrating a smartphone displaying a secure green checkmark next to a digital map with a car. The text highlights that identity fraud impacts 17% of mobility sector revenue.
  • Industry

    The EUDI Wallet is Coming: What It Means for UK Businesses

    On June 25th, Signicat hosted an exclusive webinar, "The EUDI Wallet is coming: Is your UK business ready?", led by Ray Ryan (Country Manager UK @ Signicat) and Janne Jutila (Payments & Wallets Co-Lead @ Signicat).  The session tackled a pressing question for UK leadership: With the UK outside of the European Union, does the European Digital Identity (EUDI) Wallet regulation actually affect us?  The short answer is: Absolutely. 
    The EUDI Wallet is coming: Why UK businesses cant afford to Mind the gap
  • Industry +2

    EUDI Wallets: What Denmark's AltID launch signals for European business strategy

    Across Europe, the digital identity landscape is undergoing a monumental shift. Denmark's launch of its new national digital wallet, AltID, on June 3, 2026, marks a pivotal moment in this transition, offering a clear signal for what lies ahead for businesses across the continent.For decision-makers, the time to observe from the sidelines is over. The critical questions are no longer if, but how to strategically adapt to a future built on digital wallets. Now is the time to understand the current landscape, the upcoming legal requirements, and how to navigate a new reality that will define the future of digital commerce.
    EU-lommebok og Norges digitale fremtid
  • Industry +2

    AMLR 2027 guide: from regulation to operational readiness

    With the EU Anti-Money Laundering Regulation (AMLR) set to become fully applicable from 10 July 2027, the landscape of financial crime prevention is undergoing its most significant change in years. For organisations across Europe, the time to move from understanding the regulation to ensuring operational readiness is now. 
    AMLR guide cover graphic featuring a compliance document and security shield with EU stars, titled "From regulation to operational readiness".
  • Solutions

    The EUDI wallet is here: Navigating the new era of digital onboarding

    For every 100 prospects that start your digital onboarding, how many actually finish? That drop-off rate is more than a vanity metric; it’s a direct hit to your bottom line. For years, the financial industry has worked to reduce this friction, balancing security, compliance, and user experience. Now, a transformative new element is entering the landscape: the EU Digital Identity (EUDI) Wallet. But this isn't a silver bullet that replaces everything. Instead, it marks the next phase in a 5-10 year transformation story, arriving to coexist with, and in some cases complement, established electronic IDs (eIDs) and identity verification (eIDV) methods. For fintechs and financial institutions, this means the market is about to get more complex, making a clear strategy more critical than ever. 
    Blog EUDI wallet thumbnail
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