Arvato, a division of Bertelsmann based in Germany, offers information technology services and risk management solutions. Their Risk Management System offers checks to see if a customer is fraudulent and solvent by aggregating several internal and external services via a decision engine. This includes identity and address validation, solvency records and fraud checks (among others).
Signicat supports address validation through Arvato’s Digital Identity Check (opens new window)(DIC). This service makes it possible to check if the requested person can be identified at the specified address. Signicat’s implementation of the service requires the customer to provide a first and last name, and a valid address consisting of a street, postcal code, city, and country (only German addresses are supported by Arvato). The result of the address verification is returned as a predefined letter code.