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yes® is an identity scheme that aims to provide a centralized point for user onboarding and authentication for the German market. Through Signicat, yes® can also be used for authentication-based electronic signing.

Through yes®, users can register with third-party providers, pay or conclude contracts using their online banking login.

End-users that use yes® do not have to create a new account to use it, since they will use their bank's credentials. Since the user's identity is verified through their bank, merchants who use yes® operate with a high level of assurance.