Signicat's Fraud Hub

Fraudsters use high-resolution printers and AI tools to create fake physical IDs or digitally manipulate genuine passports and licences. This is the most frequent and costly attack vector in Sweden (46%) and Denmark (48%), and represents the primary onboarding threat in gaming (50%), banking (45%), and mobility (39%).

Criminals steal genuine login credentials through database breaches or social engineering to hijack active customer accounts, allowing them to siphon balances and make unauthorised payments. This is the dominant threat in Spain (50%) and Finland (39%), and the costliest for Norwegian organisations (40%).

Fraudsters manipulate human psychology through deceptive phishing or smishing messages to trick individuals into sharing secure eID access codes or authorising transfers. This is the most common threat in Germany (41%) and Spain (43%).

Criminals combine real stolen data points with fake information to build completely new, realistic identities that bypass standard database checks. This represents a major threat in France (35%) and the UK (33%).

Attacks target national electronic identity systems through credential stuffing, impersonation, or session hijacking to gain trusted access. This peaks in highly digital markets, targeting BankID in Norway (40%), followed by Finland (38%), Sweden (37%), Denmark (34%), and the Netherlands (32%).

Fraudsters bypass traditional controls to use mobile payment methods or siphon user balances directly from digital wallets. This represents a major emerging threat, particularly in gaming and payments.

Our verification systems look past the surface image. We scan for microscopic print-pattern errors, pixel-level anomalies, and biometric liveness indicators using our identity verification solutions to verify the physical document in real time.

Robust national eIDs are incredibly difficult to hack, so fraudsters target human users instead. They use phishing and smishing to trick users into sharing secure access codes or login credentials. You can prevent these access gaps by using our secure authentication solutions.

We run passive checks, like device fingerprinting and IP analysis, quietly in the background. We only trigger additional biometric or document checks if you orchestrate authentication and identity checks to match specific, anomalous risk profiles.

We protect every interaction by continuously monitoring risk signals at login, active session changes, and transaction points. This blocks account takeovers and unauthorised withdrawals after registration.

Deepfakes use AI to generate highly convincing synthetic video or audio of a person. Presentation attacks involve physical document manipulation, such as modifying text or photos on stolen ID cards, which remains a cheaper, high-volume threat. You can see how our VideoID technology catches mock-ups and deepfakes in our demo walkthrough.

Europe has no single, unified digital identity framework, leaving regional security gaps that fraudsters exploit. Signicat unifies the continent's largest eID network with real-time biometric intelligence to secure transactions across all borders, in combination with connections to wallets and more than 35 eIDs.